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Overview

Victoria’s Financial Analyst agent is your AI financial expert, specializing in complex divorce calculations including asset division, spousal support, child support, and financial analysis. Powered by Claude Opus 4.1 for maximum precision. Model: Claude Opus 4.1 Average Cost: ~$0.15-0.25 per complex calculation Primary Use: Financial calculations, support analysis, asset division
Jurisdiction Intelligence: Victoria knows the child support and spousal support calculation methods for all 61 jurisdictions (50 U.S. states + 11 Canadian provinces/territories), including Income Shares, Percentage of Income, Melson Formula, and jurisdiction-specific guidelines.

Capabilities

Asset Division

Calculate equitable distribution with jurisdiction-specific rules (community property vs equitable distribution)

Spousal Support

Analyze support calculations using jurisdiction-specific guidelines, formulas, and statutory factors

Child Support

Calculate child support with jurisdiction-specific guideline worksheets (Income Shares, Percentage, Melson)

Financial Analysis

Analyze income, expenses, and financial affidavits with jurisdiction context

Victoria’s Jurisdiction Intelligence

This is what makes Victoria powerful: She doesn’t just do generic calculations—she knows the exact child support and spousal support calculation methods for your jurisdiction.

61 Jurisdictions, Three Calculation Models

Victoria is trained on child support guidelines for all 50 U.S. states + 11 Canadian provinces/territories:

Income Shares Model

41 U.S. states + most Canadian provincesExamples: FL, CA, NY, GA, ON

Percentage of Income

8 U.S. statesExamples: TX, WI, IL, AK

Melson Formula

3 U.S. states (hybrid)DE, HI, MT
When you ask Victoria “Calculate child support for my case,” she doesn’t give a generic answer—she applies your jurisdiction’s specific guidelines, statutes, and calculation method.

Real Example: Florida vs California vs Texas

Florida Attorney asks: “Calculate child support. Father earns 80,000/year,motherearns80,000/year, mother earns 50,000/year, 2 children.” Victoria responds:
Florida Child Support Calculation (Income Shares Model)
Statutory Authority: Florida Statutes § 61.30

Step 1: Calculate Net Income
- Father Gross: $80,000/year = $6,667/month
  Deductions: FICA ($510), Federal Tax ($933), FL has no state income tax
  Father Net: $5,224/month

- Mother Gross: $50,000/year = $4,167/month
  Deductions: FICA ($319), Federal Tax ($467)
  Mother Net: $3,381/month

- Combined Net: $8,605/month

Step 2: Apply Florida Guidelines Schedule
- Combined net $8,605/month × 2 children
- Per FL § 61.30(11) schedule: Basic Obligation = $1,750/month

Step 3: Pro-Rate by Income Share
- Father's share: 60.7% × $1,750 = $1,062/month
- Mother's share: 39.3% × $1,750 = $688/month

FLORIDA uses NET income (unique - most states use gross)
Child Support Obligation: Father pays $1,062/month
California Attorney asks: Same facts Victoria responds:
California Child Support Calculation (Income Shares Model)
Statutory Authority: California Family Code § 4055

California uses the GUIDELINE FORMULA (not a schedule):

CS = K[HN - (H%)(TN)]

Where:
- H% = Higher earner's % of combined net disposable income
- K = 1 + H% (for 1 child) or 2 - H% (for 2+ children)
- HN = Higher earner's net monthly disposable income
- TN = Total net monthly disposable income

Step 1: Calculate Net Disposable Income
- Father: $80,000/year = $6,667/month gross
  Mandatory deductions (taxes, FICA, health insurance, etc.)
  Father NDI: ~$5,400/month

- Mother: $50,000/year = $4,167/month gross
  Mother NDI: ~$3,600/month

- Combined: $9,000/month

Step 2: Apply Guideline Formula
- H% = 60% (Father's share)
- K = 2 - 0.60 = 1.40
- CS = 1.40[$5,400 - (0.60 × $9,000)] = 1.40 × $600 = $840/month

CALIFORNIA uses complex algebraic formula, not schedule
Child Support Obligation: Father pays $840/month
Texas Attorney asks: Same facts Victoria responds:
Texas Child Support Calculation (Percentage of Income Model)
Statutory Authority: Texas Family Code § 154.125

Texas uses PERCENTAGE OF OBLIGOR'S NET RESOURCES (simpler):

Step 1: Calculate Obligor's Net Monthly Resources
- Father (non-custodial): $80,000/year = $6,667/month
  Deductions: Social Security, Medicare, income tax, union dues, health insurance
  Net Resources: ~$5,200/month

Step 2: Apply Percentage Guidelines
- 2 children = 25% of net resources (per TX Fam. Code § 154.125(b))
- $5,200 × 25% = $1,300/month

TEXAS uses simpler percentage model - only obligor's income matters
Child Support Obligation: Father pays $1,300/month

Note: Texas caps net resources at $9,200/month for guideline calculations
Same family, three different results:
  • Florida: $1,062/month (Income Shares with NET income)
  • California: $840/month (Income Shares with complex formula)
  • Texas: $1,300/month (Percentage of Income model)
Victoria knows these differences and applies the correct method automatically based on your case’s jurisdiction.

Spousal Support Jurisdiction Intelligence

Spousal support is even MORE jurisdiction-specific than child support. Victoria knows: Formula-Based Jurisdictions:
  • California: 35% or 40% guidelines (varies by county)
  • Colorado: Advisory guidelines with formulas
  • Texas: Generally disfavored, strict statutory limits
Factor-Based Jurisdictions:
  • Florida: No formula - 19 statutory factors under § 61.08
  • New York: Multi-factor analysis under DRL § 236
  • Ontario: Spousal Support Advisory Guidelines (SSAG) - ranges, not formulas
Example - California vs Florida Spousal Support: California (Formula-Based):
Temporary Spousal Support (Santa Clara County guideline):
- 35% of higher earner's net - 40% of lower earner's net
- Father net: $5,400 × 35% = $1,890
- Mother net: $3,600 × 40% = $1,440
- Temporary support: $1,890 - $1,440 = $450/month

CRITICAL: This is TEMPORARY only - permanent support requires full analysis
Florida (Factor-Based, No Formula):
Florida Spousal Support Analysis (§ 61.08):

Victoria analyzes 19 statutory factors:
1. Standard of living during marriage
2. Duration of marriage (affects type: bridge-the-gap, rehabilitative, durational, permanent)
3. Age and condition of parties
4. Financial resources of each party
5. Earning capacities, educational levels, vocational skills
... (15 more factors)

Marriage Length: Determines support type
- < 7 years = Short-term (no permanent alimony)
- 7-17 years = Moderate-term (durational possible)
- 17+ years = Long-term (permanent possible)

Income Disparity: $80k vs $50k (38% gap)
Recommendation: Rehabilitative support $800-1,200/month for 2-4 years
(based on factor analysis, NOT a formula)

FLORIDA has NO spousal support formula - purely factor-based
Victoria applies the correct method based on jurisdiction—formula where applicable, factor analysis where required.

Jurisdiction Reference: Child Support & Spousal Support Statutes

Victoria is trained on support calculation rules for all 61 jurisdictions. Here’s the comprehensive reference:

United States (50 States)

StateChild Support StatuteModelSpousal Support StatuteFinancial Affidavit/Statement
AlabamaAla. Code § 30-3-1.1 (Rule 32)Income SharesAla. Code § 30-2-51Form CS-41 (Income Statement/Affidavit)
AlaskaAlaska Stat. § 25.27.060-190Percentage of IncomeAlaska Stat. § 25.24.160DR-150 (Financial Declaration)
ArizonaAriz. Rev. Stat. § 25-320Income SharesAriz. Rev. Stat. § 25-319Affidavit of Financial Information
ArkansasArk. Admin. Order No. 10Income SharesArk. Code Ann. § 9-12-312Financial Affidavit
CaliforniaCal. Fam. Code § 4055Income SharesCal. Fam. Code § 4320FL-150 (Income & Expense Declaration)
ColoradoColo. Rev. Stat. § 14-10-115Income SharesColo. Rev. Stat. § 14-10-114JDF 1111 (Sworn Financial Statement)
ConnecticutConn. Gen. Stat. § 46b-215aIncome SharesConn. Gen. Stat. § 46b-82JD-FM-6 (Financial Affidavit)
Delaware13 Del. C. § 513Melson Formula13 Del. C. § 1512Family Court Form 509 (Affidavit of Income)
FloridaFla. Stat. § 61.30Income SharesFla. Stat. § 61.08Form 12.902(b) Short / 12.902(c) Long Form Financial Affidavit
GeorgiaO.C.G.A. § 19-6-15Income SharesO.C.G.A. § 19-6-1Domestic Relations Financial Affidavit (Short or Long Form)
HawaiiHawaii Rev. Stat. § 576DMelson FormulaHawaii Rev. Stat. § 580-47Income & Expense Statement
IdahoIdaho Code § 32-706Income SharesIdaho Code § 32-705Verified Statement of Income, Expenses & Property
Illinois750 ILCS 5/505Percentage of Income750 ILCS 5/504Financial Affidavit
IndianaInd. Code § 31-16-6Income SharesInd. Code § 31-15-7FL-IN-FA (Financial Declaration)
IowaIowa Code § 598.21Income SharesIowa Code § 598.21AFinancial Affidavit
KansasKan. Stat. Ann. § 23-3001Income SharesKan. Stat. Ann. § 23-2902Domestic Relations Affidavit
KentuckyKRS § 403.212Income SharesKRS § 403.200Verified Statement
LouisianaLa. Rev. Stat. § 9:315Income SharesLa. Civ. Code Art. 112Affidavit of Income & Expenses
Maine19-A M.R.S. § 2001Income Shares19-A M.R.S. § 951-AFM-017 (Child Support Affidavit)
MarylandMd. Fam. Law Code § 12-201Income SharesMd. Fam. Law Code § 11-106Financial Statement (Short or Long Form)
MassachusettsMass. Gen. Laws ch. 208 § 28Income SharesMass. Gen. Laws ch. 208 § 34CJD 301 (Financial Statement Long Form)
MichiganMCL § 552.605Income SharesMCL § 552.23Uniform Child Support Order (FOC 10)
MinnesotaMinn. Stat. § 518A.28Income SharesMinn. Stat. § 518.552FAM102 (Financial Affidavit)
MississippiMiss. Code Ann. § 43-19-101Percentage of IncomeMiss. Code Ann. § 93-5-23Financial Statement
MissouriMo. Rev. Stat. § 452.340Income SharesMo. Rev. Stat. § 452.335Form 14 (Statement of Income & Expenses)
MontanaMont. Code Ann. § 40-4-204Melson FormulaMont. Code Ann. § 40-4-203Income & Expense Declaration
NebraskaNeb. Rev. Stat. § 42-364Income SharesNeb. Rev. Stat. § 42-365Financial Affidavit
NevadaNev. Rev. Stat. § 125B.070Percentage of IncomeNev. Rev. Stat. § 125.150Financial Disclosure Form
New HampshireN.H. Rev. Stat. § 458-CIncome SharesN.H. Rev. Stat. § 458:19NHJB-2101-FP (Uniform Support Order)
New JerseyN.J.S.A. § 2A:34-23Income SharesN.J.S.A. § 2A:34-23Case Information Statement (CIS)
New MexicoNMSA § 40-4-11.1Income SharesNMSA § 40-4-7Domestic Relations Income & Expense Statement
New YorkN.Y. Dom. Rel. Law § 240Income SharesN.Y. Dom. Rel. Law § 236Statement of Net Worth
North CarolinaN.C. Gen. Stat. § 50-13.4Income SharesN.C. Gen. Stat. § 50-16.3AAOC-CV-626 (Financial Affidavit)
North DakotaN.D. Cent. Code § 14-09-09.7Percentage of IncomeN.D. Cent. Code § 14-05-24.1Financial Affidavit
OhioOhio Rev. Code § 3119.01Income SharesOhio Rev. Code § 3105.18OCSE Form 1040 (Child Support Computation Worksheet)
Oklahoma43 Okla. Stat. § 118Income Shares43 Okla. Stat. § 121Financial Statement (county forms vary)
OregonORS § 25.275Income SharesORS § 107.105Confidential Information Form + Income & Expense Declaration
Pennsylvania23 Pa.C.S. § 4322Income Shares23 Pa.C.S. § 3701Pa. R.C.P. 1920.33 (Income & Expense Statement)
Rhode IslandR.I. Gen. Laws § 15-5-16.2Income SharesR.I. Gen. Laws § 15-5-16Financial Statement
South CarolinaS.C. Code Ann. § 63-17-470Income SharesS.C. Code Ann. § 20-3-130Financial Declaration
South DakotaSDCL § 25-7-6.2Income SharesSDCL § 25-4-41Financial Affidavit
TennesseeTenn. Code Ann. § 36-5-101Income SharesTenn. Code Ann. § 36-5-121Income Affidavit (local county forms)
TexasTex. Fam. Code § 154.125Percentage of IncomeTex. Fam. Code § 8.051Financial Information Statement
UtahUtah Code § 78B-12-301Income SharesUtah Code § 30-3-5Financial Declaration
Vermont15 V.S.A. § 650Income Shares15 V.S.A. § 752Financial Affidavit
VirginiaVa. Code Ann. § 20-108.2Income SharesVa. Code Ann. § 20-107.1DC-630 (Civil Financial Statement)
WashingtonRCW § 26.19.001Income SharesRCW § 26.09.090FL-150 (Washington Financial Declaration)
West VirginiaW. Va. Code § 48-13-301Income SharesW. Va. Code § 48-6-301Financial Statement
WisconsinWis. Stat. § 767.511Percentage of IncomeWis. Stat. § 767.56Financial Disclosure Statement
WyomingWyo. Stat. § 20-2-304Income SharesWyo. Stat. § 20-2-114Uniform Financial Affidavit

Canada (11 Provinces & Territories)

Province/TerritoryChild Support GuidelinesSpousal Support GuidelinesFinancial Statement
AlbertaFederal Child Support Guidelines + Provincial tablesSpousal Support Advisory Guidelines (SSAG)Form FL-25 (Affidavit of Financial Information)
British ColumbiaFederal Child Support GuidelinesSpousal Support Advisory Guidelines (SSAG)Form F8 (Financial Statement)
ManitobaFederal Child Support GuidelinesSpousal Support Advisory Guidelines (SSAG)Form 70I (Financial Statement)
New BrunswickFederal Child Support GuidelinesSpousal Support Advisory Guidelines (SSAG)Form 72I (Financial Statement)
Newfoundland & LabradorFederal Child Support GuidelinesSpousal Support Advisory Guidelines (SSAG)Form 72I (Financial Statement)
Northwest TerritoriesFederal Child Support GuidelinesSpousal Support Advisory Guidelines (SSAG)Financial Statement (NWT Form)
Nova ScotiaFederal Child Support GuidelinesSpousal Support Advisory Guidelines (SSAG)Form 72I (Financial Statement)
NunavutFederal Child Support GuidelinesSpousal Support Advisory Guidelines (SSAG)Financial Statement (Nunavut Form)
OntarioFederal Child Support GuidelinesSpousal Support Advisory Guidelines (SSAG)Form 13 or Form 13.1 (Financial Statement)
Prince Edward IslandFederal Child Support GuidelinesSpousal Support Advisory Guidelines (SSAG)Form 72I (Financial Statement)
QuebecQuebec Child Support Guidelines (unique)Spousal Support Advisory Guidelines (SSAG)Sworn Statement (Serment)
SaskatchewanFederal Child Support GuidelinesSpousal Support Advisory Guidelines (SSAG)Form 72I (Financial Statement)
YukonFederal Child Support GuidelinesSpousal Support Advisory Guidelines (SSAG)Financial Statement (Yukon Form)
Canadian Context: All Canadian provinces/territories use Federal Child Support Guidelines for divorces (Divorce Act cases), but provinces have their own tables for common-law separations. Quebec has unique guidelines. Spousal Support Advisory Guidelines (SSAG) are advisory, not mandatory, but widely adopted.

How Victoria Uses This Knowledge

When you ask Victoria to calculate child support or spousal support, she:
  1. Identifies your case’s jurisdiction from the case metadata
  2. Retrieves the specific statutes and calculation method for that jurisdiction
  3. Applies the correct model (Income Shares, Percentage, Melson, or formula/factor-based for spousal support)
  4. Shows her work with step-by-step calculations citing statutory authority
  5. Accounts for jurisdiction-specific nuances (e.g., Florida’s use of NET income, Texas’s resource cap, California’s algebraic formula)
Example Prompts:
"Calculate child support for this Florida case"
"What's the guideline spousal support for California?"
"Run Georgia child support calculation with shared custody adjustment"
"Analyze Ontario spousal support under SSAG"

Best For

  • Complex asset division calculations (community property vs equitable distribution)
  • Jurisdiction-specific child support calculations (Income Shares, Percentage, Melson)
  • Spousal support analysis (formula-based or factor-based)
  • Business valuation review
  • Income analysis and imputation
  • Financial discovery review
  • Deviation arguments (when guideline support is unjust)
Upload financial documents to LexVault first for the most accurate calculations based on actual data. Victoria will extract income, assets, and expenses from uploaded W-2s, tax returns, pay stubs, and financial affidavits.

When to Use Financial Analyst

Use Financial Analyst when you need: Child support calculations (guideline or deviation analysis) ✅ Spousal support/alimony analysis (temporary or permanent) ✅ Asset division (community property or equitable distribution) ✅ Income imputation (underemployment or unemployment) ✅ Business valuation reviewStandard of living analysisFinancial affidavit analysis Don’t use Financial Analyst for: ❌ Legal strategy (use Co-Counsel instead) ❌ Discovery document organization (use Discovery Manager instead) ❌ Drafting motions (use Co-Counsel instead)

Best Practices

Victoria’s calculations are most accurate when based on actual uploaded documents:Before asking for calculations:
  1. Upload W-2s, pay stubs, tax returns
  2. Upload financial affidavits
  3. Upload bank statements for asset verification
  4. Upload business tax returns if self-employed
Then ask Victoria: “Calculate child support based on the W-2s and pay stubs I just uploaded”Victoria will extract actual income figures rather than relying on estimates.
While Victoria knows your case’s jurisdiction, explicitly mentioning it helps:❌ “Calculate child support” ✅ “Calculate Florida child support under F.S. § 61.30”This ensures Victoria applies the correct guidelines and shows statutory citations.
For accurate calculations, provide:Child Support:
  • Both parents’ gross/net income
  • Number of children
  • Health insurance costs (who pays, how much)
  • Childcare costs
  • Timesharing percentage (if shared custody)
  • Other children from other relationships
Spousal Support:
  • Both parties’ income
  • Length of marriage
  • Standard of living during marriage
  • Age and health of parties
  • Earning capacity and education
  • Contributions to education/career
If guideline support seems unjust, ask Victoria to analyze deviation factors:“The Florida guideline is $1,062/month but father has extraordinary medical expenses. Analyze potential deviation under § 61.30(1)(a)”Victoria will identify jurisdiction-specific deviation factors and help build your argument.
If parties live in different states or considering relocation:“Compare California vs Texas child support for this family. Mother is relocating to Texas.”Victoria will show how support changes across jurisdictions.

Cost Tracking

Financial Analyst uses Claude Opus 4.1 for maximum calculation precision: Typical Usage:
  • Simple child support calculation: ~$0.10-0.15
  • Complex support with deviations: ~$0.20-0.30
  • Full financial analysis (support + assets + spousal): ~$0.40-0.60
Why Opus? Financial calculations require precision that Sonnet/Haiku may lack for complex algebraic formulas, multi-factor analysis, and asset division.

Next Steps