Financial Analyst Agent

Overview

Victoria’s Financial Analyst agent is your AI financial expert, specializing in complex divorce calculations including asset division, spousal support, child support, and financial analysis. Powered by Claude Opus 4.1 for maximum precision. Model: Claude Opus 4.1 Average Cost: ~$0.15-0.25 per complex calculation Primary Use: Financial calculations, support analysis, asset division

Jurisdiction Intelligence: Victoria knows the child support and spousal support calculation methods for all 61 jurisdictions (50 U.S. states + 11 Canadian provinces/territories), including Income Shares, Percentage of Income, Melson Formula, and jurisdiction-specific guidelines.

Capabilities

Asset Division

Calculate equitable distribution with jurisdiction-specific rules (community property vs equitable distribution)

Spousal Support

Analyze support calculations using jurisdiction-specific guidelines, formulas, and statutory factors

Child Support

Calculate child support with jurisdiction-specific guideline worksheets (Income Shares, Percentage, Melson)

Financial Analysis

Analyze income, expenses, and financial affidavits with jurisdiction context

Victoria’s Jurisdiction Intelligence

This is what makes Victoria powerful: She doesn’t just do generic calculations—she knows the exact child support and spousal support calculation methods for your jurisdiction.

61 Jurisdictions, Three Calculation Models

Victoria is trained on child support guidelines for all 50 U.S. states + 11 Canadian provinces/territories:

Income Shares Model

41 U.S. states + most Canadian provincesExamples: FL, CA, NY, GA, ON

Percentage of Income

8 U.S. statesExamples: TX, WI, IL, AK

Melson Formula

3 U.S. states (hybrid)DE, HI, MT

When you ask Victoria “Calculate child support for my case,” she doesn’t give a generic answer—she applies your jurisdiction’s specific guidelines, statutes, and calculation method.

Real Example: Florida vs California vs Texas

Florida Attorney asks: “Calculate child support. Father earns

80,000/year, mother earns

50,000/year, 2 children.” Victoria responds:

Florida Child Support Calculation (Income Shares Model)
Statutory Authority: Florida Statutes § 61.30

Step 1: Calculate Net Income
- Father Gross: $80,000/year = $6,667/month
  Deductions: FICA ($510), Federal Tax ($933), FL has no state income tax
  Father Net: $5,224/month

- Mother Gross: $50,000/year = $4,167/month
  Deductions: FICA ($319), Federal Tax ($467)
  Mother Net: $3,381/month

- Combined Net: $8,605/month

Step 2: Apply Florida Guidelines Schedule
- Combined net $8,605/month × 2 children
- Per FL § 61.30(11) schedule: Basic Obligation = $1,750/month

Step 3: Pro-Rate by Income Share
- Father's share: 60.7% × $1,750 = $1,062/month
- Mother's share: 39.3% × $1,750 = $688/month

FLORIDA uses NET income (unique - most states use gross)
Child Support Obligation: Father pays $1,062/month

California Attorney asks: Same facts Victoria responds:

California Child Support Calculation (Income Shares Model)
Statutory Authority: California Family Code § 4055

California uses the GUIDELINE FORMULA (not a schedule):

CS = K[HN - (H%)(TN)]

Where:
- H% = Higher earner's % of combined net disposable income
- K = 1 + H% (for 1 child) or 2 - H% (for 2+ children)
- HN = Higher earner's net monthly disposable income
- TN = Total net monthly disposable income

Step 1: Calculate Net Disposable Income
- Father: $80,000/year = $6,667/month gross
  Mandatory deductions (taxes, FICA, health insurance, etc.)
  Father NDI: ~$5,400/month

- Mother: $50,000/year = $4,167/month gross
  Mother NDI: ~$3,600/month

- Combined: $9,000/month

Step 2: Apply Guideline Formula
- H% = 60% (Father's share)
- K = 2 - 0.60 = 1.40
- CS = 1.40[$5,400 - (0.60 × $9,000)] = 1.40 × $600 = $840/month

CALIFORNIA uses complex algebraic formula, not schedule
Child Support Obligation: Father pays $840/month

Texas Attorney asks: Same facts Victoria responds:

Texas Child Support Calculation (Percentage of Income Model)
Statutory Authority: Texas Family Code § 154.125

Texas uses PERCENTAGE OF OBLIGOR'S NET RESOURCES (simpler):

Step 1: Calculate Obligor's Net Monthly Resources
- Father (non-custodial): $80,000/year = $6,667/month
  Deductions: Social Security, Medicare, income tax, union dues, health insurance
  Net Resources: ~$5,200/month

Step 2: Apply Percentage Guidelines
- 2 children = 25% of net resources (per TX Fam. Code § 154.125(b))
- $5,200 × 25% = $1,300/month

TEXAS uses simpler percentage model - only obligor's income matters
Child Support Obligation: Father pays $1,300/month

Note: Texas caps net resources at $9,200/month for guideline calculations

Same family, three different results:

Florida: $1,062/month (Income Shares with NET income)
California: $840/month (Income Shares with complex formula)
Texas: $1,300/month (Percentage of Income model)

Victoria knows these differences and applies the correct method automatically based on your case’s jurisdiction.

Spousal Support Jurisdiction Intelligence

Spousal support is even MORE jurisdiction-specific than child support. Victoria knows: Formula-Based Jurisdictions:

California: 35% or 40% guidelines (varies by county)
Colorado: Advisory guidelines with formulas
Texas: Generally disfavored, strict statutory limits

Factor-Based Jurisdictions:

Florida: No formula - 19 statutory factors under § 61.08
New York: Multi-factor analysis under DRL § 236
Ontario: Spousal Support Advisory Guidelines (SSAG) - ranges, not formulas

Example - California vs Florida Spousal Support: California (Formula-Based):

Temporary Spousal Support (Santa Clara County guideline):
- 35% of higher earner's net - 40% of lower earner's net
- Father net: $5,400 × 35% = $1,890
- Mother net: $3,600 × 40% = $1,440
- Temporary support: $1,890 - $1,440 = $450/month

CRITICAL: This is TEMPORARY only - permanent support requires full analysis

Florida (Factor-Based, No Formula):

Florida Spousal Support Analysis (§ 61.08):

Victoria analyzes 19 statutory factors:
1. Standard of living during marriage
2. Duration of marriage (affects type: bridge-the-gap, rehabilitative, durational, permanent)
3. Age and condition of parties
4. Financial resources of each party
5. Earning capacities, educational levels, vocational skills
... (15 more factors)

Marriage Length: Determines support type
- < 7 years = Short-term (no permanent alimony)
- 7-17 years = Moderate-term (durational possible)
- 17+ years = Long-term (permanent possible)

Income Disparity: $80k vs $50k (38% gap)
Recommendation: Rehabilitative support $800-1,200/month for 2-4 years
(based on factor analysis, NOT a formula)

FLORIDA has NO spousal support formula - purely factor-based

Victoria applies the correct method based on jurisdiction—formula where applicable, factor analysis where required.

Jurisdiction Reference: Child Support & Spousal Support Statutes

Victoria is trained on support calculation rules for all 61 jurisdictions. Here’s the comprehensive reference:

United States (50 States)

State	Child Support Statute	Model	Spousal Support Statute	Financial Affidavit/Statement
Alabama	Ala. Code § 30-3-1.1 (Rule 32)	Income Shares	Ala. Code § 30-2-51	Form CS-41 (Income Statement/Affidavit)
Alaska	Alaska Stat. § 25.27.060-190	Percentage of Income	Alaska Stat. § 25.24.160	DR-150 (Financial Declaration)
Arizona	Ariz. Rev. Stat. § 25-320	Income Shares	Ariz. Rev. Stat. § 25-319	Affidavit of Financial Information
Arkansas	Ark. Admin. Order No. 10	Income Shares	Ark. Code Ann. § 9-12-312	Financial Affidavit
California	Cal. Fam. Code § 4055	Income Shares	Cal. Fam. Code § 4320	FL-150 (Income & Expense Declaration)
Colorado	Colo. Rev. Stat. § 14-10-115	Income Shares	Colo. Rev. Stat. § 14-10-114	JDF 1111 (Sworn Financial Statement)
Connecticut	Conn. Gen. Stat. § 46b-215a	Income Shares	Conn. Gen. Stat. § 46b-82	JD-FM-6 (Financial Affidavit)
Delaware	13 Del. C. § 513	Melson Formula	13 Del. C. § 1512	Family Court Form 509 (Affidavit of Income)
Florida	Fla. Stat. § 61.30	Income Shares	Fla. Stat. § 61.08	Form 12.902(b) Short / 12.902(c) Long Form Financial Affidavit
Georgia	O.C.G.A. § 19-6-15	Income Shares	O.C.G.A. § 19-6-1	Domestic Relations Financial Affidavit (Short or Long Form)
Hawaii	Hawaii Rev. Stat. § 576D	Melson Formula	Hawaii Rev. Stat. § 580-47	Income & Expense Statement
Idaho	Idaho Code § 32-706	Income Shares	Idaho Code § 32-705	Verified Statement of Income, Expenses & Property
Illinois	750 ILCS 5/505	Percentage of Income	750 ILCS 5/504	Financial Affidavit
Indiana	Ind. Code § 31-16-6	Income Shares	Ind. Code § 31-15-7	FL-IN-FA (Financial Declaration)
Iowa	Iowa Code § 598.21	Income Shares	Iowa Code § 598.21A	Financial Affidavit
Kansas	Kan. Stat. Ann. § 23-3001	Income Shares	Kan. Stat. Ann. § 23-2902	Domestic Relations Affidavit
Kentucky	KRS § 403.212	Income Shares	KRS § 403.200	Verified Statement
Louisiana	La. Rev. Stat. § 9:315	Income Shares	La. Civ. Code Art. 112	Affidavit of Income & Expenses
Maine	19-A M.R.S. § 2001	Income Shares	19-A M.R.S. § 951-A	FM-017 (Child Support Affidavit)
Maryland	Md. Fam. Law Code § 12-201	Income Shares	Md. Fam. Law Code § 11-106	Financial Statement (Short or Long Form)
Massachusetts	Mass. Gen. Laws ch. 208 § 28	Income Shares	Mass. Gen. Laws ch. 208 § 34	CJD 301 (Financial Statement Long Form)
Michigan	MCL § 552.605	Income Shares	MCL § 552.23	Uniform Child Support Order (FOC 10)
Minnesota	Minn. Stat. § 518A.28	Income Shares	Minn. Stat. § 518.552	FAM102 (Financial Affidavit)
Mississippi	Miss. Code Ann. § 43-19-101	Percentage of Income	Miss. Code Ann. § 93-5-23	Financial Statement
Missouri	Mo. Rev. Stat. § 452.340	Income Shares	Mo. Rev. Stat. § 452.335	Form 14 (Statement of Income & Expenses)
Montana	Mont. Code Ann. § 40-4-204	Melson Formula	Mont. Code Ann. § 40-4-203	Income & Expense Declaration
Nebraska	Neb. Rev. Stat. § 42-364	Income Shares	Neb. Rev. Stat. § 42-365	Financial Affidavit
Nevada	Nev. Rev. Stat. § 125B.070	Percentage of Income	Nev. Rev. Stat. § 125.150	Financial Disclosure Form
New Hampshire	N.H. Rev. Stat. § 458-C	Income Shares	N.H. Rev. Stat. § 458:19	NHJB-2101-FP (Uniform Support Order)
New Jersey	N.J.S.A. § 2A:34-23	Income Shares	N.J.S.A. § 2A:34-23	Case Information Statement (CIS)
New Mexico	NMSA § 40-4-11.1	Income Shares	NMSA § 40-4-7	Domestic Relations Income & Expense Statement
New York	N.Y. Dom. Rel. Law § 240	Income Shares	N.Y. Dom. Rel. Law § 236	Statement of Net Worth
North Carolina	N.C. Gen. Stat. § 50-13.4	Income Shares	N.C. Gen. Stat. § 50-16.3A	AOC-CV-626 (Financial Affidavit)
North Dakota	N.D. Cent. Code § 14-09-09.7	Percentage of Income	N.D. Cent. Code § 14-05-24.1	Financial Affidavit
Ohio	Ohio Rev. Code § 3119.01	Income Shares	Ohio Rev. Code § 3105.18	OCSE Form 1040 (Child Support Computation Worksheet)
Oklahoma	43 Okla. Stat. § 118	Income Shares	43 Okla. Stat. § 121	Financial Statement (county forms vary)
Oregon	ORS § 25.275	Income Shares	ORS § 107.105	Confidential Information Form + Income & Expense Declaration
Pennsylvania	23 Pa.C.S. § 4322	Income Shares	23 Pa.C.S. § 3701	Pa. R.C.P. 1920.33 (Income & Expense Statement)
Rhode Island	R.I. Gen. Laws § 15-5-16.2	Income Shares	R.I. Gen. Laws § 15-5-16	Financial Statement
South Carolina	S.C. Code Ann. § 63-17-470	Income Shares	S.C. Code Ann. § 20-3-130	Financial Declaration
South Dakota	SDCL § 25-7-6.2	Income Shares	SDCL § 25-4-41	Financial Affidavit
Tennessee	Tenn. Code Ann. § 36-5-101	Income Shares	Tenn. Code Ann. § 36-5-121	Income Affidavit (local county forms)
Texas	Tex. Fam. Code § 154.125	Percentage of Income	Tex. Fam. Code § 8.051	Financial Information Statement
Utah	Utah Code § 78B-12-301	Income Shares	Utah Code § 30-3-5	Financial Declaration
Vermont	15 V.S.A. § 650	Income Shares	15 V.S.A. § 752	Financial Affidavit
Virginia	Va. Code Ann. § 20-108.2	Income Shares	Va. Code Ann. § 20-107.1	DC-630 (Civil Financial Statement)
Washington	RCW § 26.19.001	Income Shares	RCW § 26.09.090	FL-150 (Washington Financial Declaration)
West Virginia	W. Va. Code § 48-13-301	Income Shares	W. Va. Code § 48-6-301	Financial Statement
Wisconsin	Wis. Stat. § 767.511	Percentage of Income	Wis. Stat. § 767.56	Financial Disclosure Statement
Wyoming	Wyo. Stat. § 20-2-304	Income Shares	Wyo. Stat. § 20-2-114	Uniform Financial Affidavit

Canada (11 Provinces & Territories)

Province/Territory	Child Support Guidelines	Spousal Support Guidelines	Financial Statement
Alberta	Federal Child Support Guidelines + Provincial tables	Spousal Support Advisory Guidelines (SSAG)	Form FL-25 (Affidavit of Financial Information)
British Columbia	Federal Child Support Guidelines	Spousal Support Advisory Guidelines (SSAG)	Form F8 (Financial Statement)
Manitoba	Federal Child Support Guidelines	Spousal Support Advisory Guidelines (SSAG)	Form 70I (Financial Statement)
New Brunswick	Federal Child Support Guidelines	Spousal Support Advisory Guidelines (SSAG)	Form 72I (Financial Statement)
Newfoundland & Labrador	Federal Child Support Guidelines	Spousal Support Advisory Guidelines (SSAG)	Form 72I (Financial Statement)
Northwest Territories	Federal Child Support Guidelines	Spousal Support Advisory Guidelines (SSAG)	Financial Statement (NWT Form)
Nova Scotia	Federal Child Support Guidelines	Spousal Support Advisory Guidelines (SSAG)	Form 72I (Financial Statement)
Nunavut	Federal Child Support Guidelines	Spousal Support Advisory Guidelines (SSAG)	Financial Statement (Nunavut Form)
Ontario	Federal Child Support Guidelines	Spousal Support Advisory Guidelines (SSAG)	Form 13 or Form 13.1 (Financial Statement)
Prince Edward Island	Federal Child Support Guidelines	Spousal Support Advisory Guidelines (SSAG)	Form 72I (Financial Statement)
Quebec	Quebec Child Support Guidelines (unique)	Spousal Support Advisory Guidelines (SSAG)	Sworn Statement (Serment)
Saskatchewan	Federal Child Support Guidelines	Spousal Support Advisory Guidelines (SSAG)	Form 72I (Financial Statement)
Yukon	Federal Child Support Guidelines	Spousal Support Advisory Guidelines (SSAG)	Financial Statement (Yukon Form)

Canadian Context: All Canadian provinces/territories use Federal Child Support Guidelines for divorces (Divorce Act cases), but provinces have their own tables for common-law separations. Quebec has unique guidelines. Spousal Support Advisory Guidelines (SSAG) are advisory, not mandatory, but widely adopted.

How Victoria Uses This Knowledge

When you ask Victoria to calculate child support or spousal support, she:

Identifies your case’s jurisdiction from the case metadata
Retrieves the specific statutes and calculation method for that jurisdiction
Applies the correct model (Income Shares, Percentage, Melson, or formula/factor-based for spousal support)
Shows her work with step-by-step calculations citing statutory authority
Accounts for jurisdiction-specific nuances (e.g., Florida’s use of NET income, Texas’s resource cap, California’s algebraic formula)

Example Prompts:

"Calculate child support for this Florida case"
"What's the guideline spousal support for California?"
"Run Georgia child support calculation with shared custody adjustment"
"Analyze Ontario spousal support under SSAG"

Best For

Complex asset division calculations (community property vs equitable distribution)
Jurisdiction-specific child support calculations (Income Shares, Percentage, Melson)
Spousal support analysis (formula-based or factor-based)
Business valuation review
Income analysis and imputation
Financial discovery review
Deviation arguments (when guideline support is unjust)

Upload financial documents to LexVault first for the most accurate calculations based on actual data. Victoria will extract income, assets, and expenses from uploaded W-2s, tax returns, pay stubs, and financial affidavits.

When to Use Financial Analyst

Use Financial Analyst when you need: ✅ Child support calculations (guideline or deviation analysis) ✅ Spousal support/alimony analysis (temporary or permanent) ✅ Asset division (community property or equitable distribution) ✅ Income imputation (underemployment or unemployment) ✅ Business valuation review ✅ Standard of living analysis ✅ Financial affidavit analysis Don’t use Financial Analyst for: ❌ Legal strategy (use Co-Counsel instead) ❌ Discovery document organization (use Discovery Manager instead) ❌ Drafting motions (use Co-Counsel instead)

Best Practices

Upload Financial Documents First

Victoria’s calculations are most accurate when based on actual uploaded documents:Before asking for calculations:

Upload W-2s, pay stubs, tax returns
Upload financial affidavits
Upload bank statements for asset verification
Upload business tax returns if self-employed

Then ask Victoria: “Calculate child support based on the W-2s and pay stubs I just uploaded”Victoria will extract actual income figures rather than relying on estimates.

Specify Jurisdiction Explicitly

While Victoria knows your case’s jurisdiction, explicitly mentioning it helps:❌ “Calculate child support” ✅ “Calculate Florida child support under F.S. § 61.30”This ensures Victoria applies the correct guidelines and shows statutory citations.

Provide All Relevant Facts

For accurate calculations, provide:Child Support:

Both parents’ gross/net income
Number of children
Health insurance costs (who pays, how much)
Childcare costs
Timesharing percentage (if shared custody)
Other children from other relationships

Spousal Support:

Both parties’ income
Length of marriage
Standard of living during marriage
Age and health of parties
Earning capacity and education
Contributions to education/career

Ask for Deviation Analysis

If guideline support seems unjust, ask Victoria to analyze deviation factors:“The Florida guideline is $1,062/month but father has extraordinary medical expenses. Analyze potential deviation under § 61.30(1)(a)”Victoria will identify jurisdiction-specific deviation factors and help build your argument.

Request Jurisdiction Comparisons

If parties live in different states or considering relocation:“Compare California vs Texas child support for this family. Mother is relocating to Texas.”Victoria will show how support changes across jurisdictions.

Cost Tracking

Financial Analyst uses Claude Opus 4.1 for maximum calculation precision: Typical Usage:

Simple child support calculation: ~$0.10-0.15
Complex support with deviations: ~$0.20-0.30
Full financial analysis (support + assets + spousal): ~$0.40-0.60

Why Opus? Financial calculations require precision that Sonnet/Haiku may lack for complex algebraic formulas, multi-factor analysis, and asset division.

Next Steps

Co-Counsel Agent

For legal strategy and motion drafting

Discovery Manager

For discovery strategy and document requests

CaseMind Memory

Understand how Victoria remembers financial facts

Quick Start Guide

Get started with Victoria AI OS

Getting Started

Core Features

Victoria AI Agents

User Guides

Advanced

Overview

Capabilities

Asset Division

Spousal Support

Child Support

Financial Analysis

Victoria’s Jurisdiction Intelligence

61 Jurisdictions, Three Calculation Models

Income Shares Model

Percentage of Income

Melson Formula

Real Example: Florida vs California vs Texas

Spousal Support Jurisdiction Intelligence

Jurisdiction Reference: Child Support & Spousal Support Statutes

United States (50 States)

Canada (11 Provinces & Territories)

How Victoria Uses This Knowledge

Best For

When to Use Financial Analyst

Best Practices

Cost Tracking

Next Steps

Co-Counsel Agent

Discovery Manager

CaseMind Memory

Quick Start Guide

​Overview

​Capabilities

Asset Division

Spousal Support

Child Support

Financial Analysis

​Victoria’s Jurisdiction Intelligence

​61 Jurisdictions, Three Calculation Models

Income Shares Model

Percentage of Income

Melson Formula

​Real Example: Florida vs California vs Texas

​Spousal Support Jurisdiction Intelligence

​Jurisdiction Reference: Child Support & Spousal Support Statutes

​United States (50 States)

​Canada (11 Provinces & Territories)

​How Victoria Uses This Knowledge

​Best For

​When to Use Financial Analyst

​Best Practices

​Cost Tracking

​Next Steps

Co-Counsel Agent

Discovery Manager

CaseMind Memory

Quick Start Guide

Overview

Capabilities

Victoria’s Jurisdiction Intelligence

61 Jurisdictions, Three Calculation Models

Real Example: Florida vs California vs Texas

Spousal Support Jurisdiction Intelligence

Jurisdiction Reference: Child Support & Spousal Support Statutes

United States (50 States)

Canada (11 Provinces & Territories)

How Victoria Uses This Knowledge

Best For

When to Use Financial Analyst

Best Practices

Cost Tracking

Next Steps